Archive for the 'investing' Category

2 Minneapolis Apartment Buildings for sale, 28 total units

201 E 27th St, 14 units, $925,000
205 E 27th St, 14 units, $925,000
209 E 27th St, parking lot, $50,000
Two classic brick buildings built in 1930. Tons of charm!
201 E 27th. 9 one bedroom units, 4 studios, 1 two bedroom 205 E 27th. 8 one bedroom units, 4 studios, 2 three bedrooms
209 E [...]

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If you are not buying real estate now, see a doctor

Just a quick note.  There has not been a better time, at least not since I have been investing in real estate, to buy.
Cons.
Money to purchase is a little harder to come by.  Talk to a real mortgage lender, not “johns mortgage shop” down the street.
Beggars cant be choosers.  While there are some great deals [...]

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Ups and Down - Interest rates, Stock markets et al.

It is always interesting to me to see how people react to changes in the market or interest rates.
I have read way too many stories in the last year about adjustable interest rate mortgages (ARM) and how they have caused foreclosures,  destroyed lives, etc.  I certainly do not mean to belittle the people that have [...]

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When have you made a profit from real estate?

I had a really interesting conversation last week from someone who said they were losing money if they sell their home.  The big question is, when have you made money from owning real estate?
So, the person had bought a single family home in Northern California roughly 3 years ago. The purchase price was $250,000.  According [...]

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Commercial Property Numbers

It’s true that real estate can offer benefits of diversification in one’s portfolio, income, tax benefits, etc.  However, if you don’t know what you’re doing or how to project income, costs analysis, or evaluate potential appreciation, you really don’t have any idea whether you’re making money from it.
For most, it’s the bottomline between the original [...]

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Why invest real estate globally

Why invest real estate globally
Global commercial real estate can offer a hedge against inflation and a safe harbor especially when other countries and other sectors of the industry are not doing well.
US is the lead in providing securitization of real estate assets through public and privately traded REITs (Real Estate Investment Trusts). Through this [...]

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Buckets of money

When considering making investment choices, your investment advisor probably will ask how long you intend to invest the money, your risk tolerance, any income or liquidity needs, and concerns of tax consequence. In the past, most of the asset allocation models stem from one portfolio – take it as you need it otherwise, [...]

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Who wants to be a landlord?

Property owners and landlords have plenty of issues to deal with on a monthly basis, believe it or not. I was having a conversation last week with someone saying how surprising it is in the amount of time per month I spend on collecting rent. Sure, theoretically rent is paid on the 1st, and [...]

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Asset Allocation Strategies

There are typically two main asset allocation strategies — market-based and client-based. Market-based reacts to prevailing market trends. The most popular client-based asset allocation models include age-based (for example: take 100 minus your age, that’s the percentage of equities you should have in your portfolios.   For my 5-year old, for instance, he should be 95% [...]

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No-Load vs. Load Mutual Funds

A load is a sales commission you either pay upfront (example: A shares) or back-end load on a decreasing scale (example: B shares).   It’s a general misconception that no-load funds are better because there’s no commission upfront to the investor.  I would challenge the no-load theory. You should question why some funds have loads and [...]

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