Archive for the 'sunny speaks' Category

Why invest real estate globally

Why invest real estate globally
Global commercial real estate can offer a hedge against inflation and a safe harbor especially when other countries and other sectors of the industry are not doing well.
US is the lead in providing securitization of real estate assets through public and privately traded REITs (Real Estate Investment Trusts). Through this [...]

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Buckets of money

When considering making investment choices, your investment advisor probably will ask how long you intend to invest the money, your risk tolerance, any income or liquidity needs, and concerns of tax consequence. In the past, most of the asset allocation models stem from one portfolio – take it as you need it otherwise, [...]

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Asset Allocation Strategies

There are typically two main asset allocation strategies — market-based and client-based. Market-based reacts to prevailing market trends. The most popular client-based asset allocation models include age-based (for example: take 100 minus your age, that’s the percentage of equities you should have in your portfolios.   For my 5-year old, for instance, he should be 95% [...]

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No-Load vs. Load Mutual Funds

A load is a sales commission you either pay upfront (example: A shares) or back-end load on a decreasing scale (example: B shares).   It’s a general misconception that no-load funds are better because there’s no commission upfront to the investor.  I would challenge the no-load theory. You should question why some funds have loads and [...]

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College Savings

For those FlippingRich readers who have kids or thinking about having kids, you’ll want to read this.  The topic du jour is college savings.   Unless you’re totally well off, you can’t expect to sit on the sidelines until one day you’ll have to fork out hundreds of thousands for the kids’ ivy-league education.  
The average annual [...]

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Investing in Real Estate or Stock Market from Sunny

Two years ago, everyone was talking about investing in real estate.  Every newspaper and every magazine had articles of “hot pockets” around the country and how average Americans like Derrik who featured in Kiplinger making a small fortune flipping properties.   As a result, Derrik got plenty of calls from so-called investors lacking talent and seeding [...]

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Wild Rides - the Dow and China markets

The Dow dropped over 400 yesterday responding to the biggest single-day decline of the decade in the Shanghai Composite Index on concerns of more economic tightening measures as China’s parliament prepares for its annual session next week.  It’s about time.  Until now, there’s no definitions of how accurate reportings are.  As one mutual portfolio manager [...]

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Gung Hay Fat Choy!

It means “congratulations and good fortune”. Today is Chinese New Year’s day. It’s the Year of the Pig. Chinese Zodiac is made up of 12 animal signs. Check out your sign here: http://www.chinatoday.com/culture/zodiac/zodiac.htm
When I was little, my mom said the longer I stay up on New Year’s Eve, the longer I’d [...]

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Investing in the market, lesson 1

A big part of the Flippingrich.com mission is to educate our readers the ABC’s of investing from a couple of experienced investors’ point of view. While Derrik’s got the know-how, sharp eye, and keen talent on real estate investing, I get how the equity markets around the world work.
I consult with hundreds [...]

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A word from Sunny - Alas

Sitting here at 4am thinking about investing (yeah, you can imagine what my day is like) and an interesting topic might fit into the whole FlippingRich theme for my beloved audience.  If you’ve already read Money, Kiplinger, and Investing for Dummies of the sort that are designed to help explain the terms and options in [...]

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